strictlysupreme Chapter 1693 Why are you hiding?
Chapter 1693 Why are you hiding?
So I can’t touch the money in the bank?
Xu Lei's heart tightened when he heard Jiang Cheng's words. He quickly leaned forward, his tone a bit anxious yet calm. "Young Master Jiang, please don't misunderstand me. How could I dare to control your own money? I just... I just feel that since you're moving such a large sum of money this time, there must be something big going on. You know, I've been at China Merchants Bank for so many years. Apart from anything else, I know our bank's hidden resources and our ability to control large capital flows. Maybe I can help you."
As he spoke, he took out his cell phone from his trouser pocket.
This time he didn't hide it anymore and opened an encrypted folder, which was full of internal analysis reports of China Merchants Bank on the recent market capital flows.
"Look, this is what our bank just compiled. Several major overseas funds have been adjusting their positions recently, especially in sectors related to your previous short position. The unusual capital movements are particularly noticeable. If the over 20 billion yuan you transferred this time were invested in such assets, our bank can provide you with real-time fund monitoring. Even if there are any unusual movements in overseas accounts, we can provide early warning at least half an hour faster than regular channels."
Just like Jiang Cheng thought, Xu Lei came here today just to get a ride, right?
Having reached this position in the financial industry, he has access to a lot of information.
There are many industries and stock markets that can accurately locate investments.
However, the market is changing rapidly, and no matter how certain you are, it will never be better than your own system.
Hearing this, Jiang Cheng smiled and said, "Old Xu, do you want to get in the car?"
Seeing Jiang Cheng finally willing to speak, Xu Lei's eyes lit up with sincerity as he replied, "Zhu Yan always talks about you to me, saying how well you treat her. As her uncle, I'm proud to see her doing well, and I want to help you share some of the burden. I know you have capable assistants like Manager Zhao and Lawyer Chen by your side, and you have financial and legal support."
"But the biggest concern with large investments is a funding chain hiccup. Even the slightest delay could impact the entire strategy. China Merchants Bank has strategic partnerships with dozens of clearing houses both domestically and internationally. If you need to temporarily transfer funds or perform cross-border settlement, I can guarantee it's faster than any third-party institution, and I can keep the fees to a minimum. And I'm not exaggerating. In the entire East China region, I'm the only one with this authority."
Xu Lei said this, and then he took out a black card from his suit pocket and gently placed it on the coffee table.
"This is a China Merchants Bank private banking black card. It has an unlimited credit limit and can directly access the bank's emergency funds. Take it. If you ever need money suddenly, no matter how many hundreds of millions it is, I can transfer it to you within half an hour."
Seeing Xu Lei's urgent words, Jiang Cheng slowly bit his bread and pushed the bank card back: "Old Xu, don't be anxious, sit down."
Seeing that Jiang Cheng didn't take his card, Xu Lei's fingertips rubbed the edge of the black card.
The scene of the meeting at the head office a while ago flashed through my mind unconsciously.
He has worked at China Merchants Bank for more than ten years and has seen many ways in which big bosses like Jack Ma deal with banks.
Even if those entrepreneurs are worth hundreds of billions, they often have to revolve around banks.
Or they may be in the process of approving billions of dollars in loans, repeatedly communicating risk control details with project plans.
Or they may move their corporate settlement account to China Merchants Bank specifically for the purpose of obtaining supply chain finance quota.
Every time we connect, the other party is the person who has the final say in the industry.
There has to be some politeness in the tone.
After all, the loan quota and credit authority in the hands of the bank are directly related to the capital chain turnover of the enterprise.
In the Bund area, no one can take his position as the district-level president of China Merchants Bank lightly.
Last week, I met the president of a listed company. He shook my hand and smiled for three minutes, changed the tea three times, and kept talking around the subject, trying to get him to approve a green channel for cross-border settlement.
Last month, when we were hosting an internet upstart, the other party specially booked the dinner in the River View Hall in Lujiazui. During the meal, he repeatedly mentioned that he "wanted to spend more time with Xu Xing."
Among these people, there are business owners with a market value of hundreds of billions, and industry upstarts with great traffic. Which one of them is not praised by others on a daily basis?
But in front of him, who wouldn't be polite, afraid of being neglected?
After all, what he holds in his hands is the lifeline of capital flow.
The speed of loan approval, the priority of a settlement, or even just a little advance disclosure of market capital flows may help these companies seize the initiative at critical moments.
Previously, the boss of a listed company invited him to dinner at No. 18 The Bund in order to get China Merchants Bank to approve a 10 billion credit loan.
During the meal, people were passing cigarettes and toasting each other, and their words were all about "Thank you for taking care of me, Xu Xing."
But if it were Jiang Cheng, he would even just casually mention that "part of the funds may be transferred to other banks recently."
The account manager of the head office had to rush over overnight and talk to Jiang Cheng about the discount with the plan.
After all, Jiang Cheng's deposits in China Merchants Bank have remained stable at over 10 billion yuan in the past six months.
What does this mean? It's equivalent to nearly 30% of the total savings of his district branch.
The performance brought by this deposit alone is enough for Xu Lei to be in a strong position in front of the head office for several years.
Not to mention that Jiang Cheng hardly needs a loan.
When building landmark buildings, all major banks begged him for loans.
All major banks are eager to channel resources to him.
The reason is simple. Everyone wants to keep this "ballast" deposit.
Xu Lei raised his eyes and glanced at Jiang Cheng, who was slowly spreading jam. His nonchalant look was in stark contrast to those bosses who were in a hurry to get loans.
Thinking of this, Xu Lei's smile became even more sincere, and he pushed the black card towards Jiang Cheng again: "Young Master Jiang, you really need to take this card. Even if you don't use it, just keep it as a souvenir. After all, in the entire East China region, I've only approved three cards with this level of authority."
Seeing that he had said this, Jiang Cheng didn't want to tease him anymore.
Taking him in the car wasn't a big deal.
At most, the amount is a few hundred million.
And he is Zhu Yan's uncle.
Jiang Cheng wiped his mouth with a tissue, stood up, and patted Xu Lei on the shoulder. "Alright, Old Xu, you're just too polite. Zhu Yan's family is my family. I'll send you an account number later. You can transfer the money to Xingchen Company's account."
Seeing that Jiang Cheng was willing to take him with him, Xu Lei's face was full of joy.
Although Jiang Cheng said that they were all family, Xu Lei didn't dare to take it seriously.
When faced with entrepreneurs who need loans, he is the "Xu Xing" who takes the initiative.
But facing a client like Jiang Cheng who has hundreds of billions in deposits and doesn't need to beg the bank for anything, he can only lower his posture.
Even worse is the Houhai courtyard where Jiang Cheng lives in Kyoto.
Not just any CEO of a listed company can live there.
So even if his niece is his woman, Xu Lei doesn't dare to act arrogantly.
"Thank you, Mr. Jiang. Don't worry, I understand the rules very well and I will never say anything."
"Oh, by the way, let me explain something to you. If you want to get on board, you have to follow the rules of the investment company in the financial industry. You should understand this, right?"
How could Xu Lei not understand?
Their banks need to charge service fees, and financial companies naturally do too.
"This is as it should be. I'm already honored that you take me on board. Everything else is in accordance with industry rules."
Hearing this, Jiang Cheng patted his shoulder again and said, "I charge some of my friends in Kyoto according to the industry standards, but since you are Zhu Yan's uncle after all, I will naturally make an exception."
"Boss Jiang! How can this be so embarrassing..."
"Hey, Wang Congcong, you know them, too. They're involved this time, along with Qin Fen and even Zheng Zhigan. I charge them half the price, 1.5 points. If you join, you'll get the same."
As soon as these words were spoken, Xu Lei's eyes lit up instantly, and he quickly stood up and bowed to Jiang Cheng.
"I'll remember your kindness! From now on, whether you need cash flow or other needs, I'll be there for you at any time!"
That’s right, Jiang Cheng didn’t charge any handling fees from Wang Congcong and the others before.
But this time, they specifically mentioned it to Jiang Cheng.
Voluntarily give profits to Xingchen.
Since they all suggested this, Jiang Cheng naturally agreed.
As for men, if they love money and themselves, they will be successful.
Moreover, the fact that they took the initiative to bring it up made Jiang Cheng look at them with higher regard again.
This shows that these people can become close friends.
After Xu Lei left, Jiang Cheng sent a message to Cheng Gui.
This news naturally revealed to him that there was a good investment recently and asked him whether he wanted to participate.
Although Cheng Xiaodong's matter made her somewhat unhappy.
But it must be said that Jiang Cheng was very satisfied with Cheng Gui's handling of the matter this time.
Jiang Jianming taught him since he was a child that he should use interests to gain more allies instead of creating enemies for the sake of gaining interests.
Therefore, since Cheng Gui did a great job, Jiang Cheng naturally gave him some corresponding red dates.
If we can have long-term cooperation in the future, it would be reassuring to have him in Chengdu.
It’s not that Cheng Gui is that capable over there.
But he is a steady person who knows how to be patient and know when to advance and retreat.
In Jiang Cheng's opinion, he is a talented person.
When Jiang Cheng sent the message, Cheng Gui replied immediately.
At this time, Cheng Gui's mind was not on Jiang Chengfa's investment at all.
But I was completely relieved.
During this period, he also liked Jiang Cheng's Moments.
And the project they are collaborating on is also still ongoing.
Including Cheng Xiaodong also successfully returned from Shanghai to apologize to Jiang Cheng.
Although everything seems to have come to an end.
But he still felt uneasy.
Until now, when Jiang Cheng took the initiative to invite him, Cheng Guitai felt that everything was over.
Cheng Gui: "Haha, of course I'm interested. You know the real estate market is not doing well right now. If there are other opportunities, I will definitely participate, especially yours, which is definitely a good choice..."
Two days later, Jiang Cheng arrived at the Magic City Airport in a Rolls-Royce.
The door of the private plane opened and Jiang Cheng was the first to walk up.
Of course, the flight attendants who greeted us were still Chen Jiaxue and Zhao Yihan.
Seeing that Jiang Cheng didn't bring any women with him today, the two women's eyes lit up.
As soon as the three of them boarded the plane and sat down, Chen Jiaxue stood up and walked over to Jiang Cheng, asking softly, "Young Master Jiang, the flight takes two hours. The lounge is ready. Do you want to go in and rest for a while?"
Hearing this, the corners of Jiang Cheng's mouth began to slowly curl up.
If it were before, Jiang Cheng might be more excited at the thought of playing with three people, and even a little impatient.
But I've recently experienced twins.
Even these two nights, I was having sex with Yu Xiaoxiao and Su Wan.
So now it’s not that urgent.
"The plane hasn't even flown yet, and you're so anxious to write about flying chickens?"
After saying that, Jiang Cheng began to look the two women up and down seriously.
At this glance, he noticed Zhao Yihan's red eyes.
"What's going on? Why are your eyes red?"
Zhao Yihan felt warm in her heart, and she clutched the corner of her clothes with her fingertips, but still shook her head pretending to be fine, saying softly, "No, nothing, Young Master Jiang, maybe the wind was a little strong just now. Please sit down."
Under normal circumstances, Chen Jiaxue would have rolled her eyes at such a green tea answer.
But it wasn't easy for Zhao Yihan to see that, so she smiled and tried to smooth things over: "Yihan, stop pretending. We are all Jiang Shao's people. Why should we hide things? Maybe Jiang Shao can help you solve the problem with just a word."